Valuable membership benefits
Different stages in life require different elements and levels of insurance. It’s wise to consider – or reconsider – your insurance needs throughout your life, but even more so during key stages like marriage, parenthood, purchasing a new home and retirement.
Your CIC membership offers you many advantages, including the exclusive opportunity to purchase CIC insurance plans at incredibly low group rates. With these plans, you can protect yourself and your family at rates not available to the general public – rates so good you can save up to 60% compared to competing plans.
Insurance options available to you as a CIC member:
Term Life Insurance
Term life insurance is an economical way to protect your family and assets in case something happens to you. It can be used as a backup plan for many of your financial responsibilities, including mortgage debt, an education fund, or simply to ensure your family’s standard of living is maintained should you no longer be there for them.
Spouse Term Life Insurance
If it takes two to run your household, it makes good sense to consider your combined contribution – and to ensure that you have the full financial protection needed to cover the shared expenses you would be challenged to cover on your own. Low group rates also apply to your spouse.
Child Term Life Insurance
One low rate covers all of your children.
Personal Accident Insurance for Member and Spouse
Accidents happen without warning. Designed to help you at those unexpected times, this plan can provide you and your spouse with a safety net to help you offset the cost of expensive rehabilitation or help meet ongoing financial responsibilities.
Disability Insurance: Income Protection PLUS for Members
Because your earning power is your greatest financial asset, it makes sense to give it the greatest possible protection. This affordable disability insurance coverage can provide you with a generous monthly benefit to replace lost income if a serious illness or accident keeps you from working.